Educational loans are low interest loans that must be repaid. Many students take advantage of educational loans in combination with other aid sources and financing strategies to make a 赌博娱乐平台网址大全 education possible. 

Students wishing to include loans as part of their financial aid should complete all application steps prior to the 付款截止日期.

 

 了解你的选择

贷款 are available through four primary sources:

  • 联邦银行
  • 国有银行
  • 机构贷款人
  • 私人银行

 做好调查研究

  • 研究 loans before making a choice of a program to pursue.
  • Exhaust all other options for aid before pursuing loans, and borrow only what you need.
  • Your student loan payments should be only a small percentage of your salary after you graduate.

 赌博平台网站大全

学生财务服务
1 - 800 -三位一体
studentfinancialservices@kartacab.com

We are here if you have questions about the loans offered to you as a result of submitting the FAFSA and CSS Profile (required only for first-time aid applicants), or if you have questions about additional borrowing options.

 

在本页:
联邦贷款
机构贷款
私人贷款

联邦贷款

联邦贷款的借款人必须是美国公民.S. citizens or eligible non-citizens.

  • 固定利率为5.50%(可能会有变化) loans disbursed on or after July 1, 2023.
  • U.S. Federal Government subsidizes, (pays interest), while you are in enrolled school.
  • You must apply annually (complete a FAFSA application) and demonstrate financial need.
  • 赌博娱乐平台网址大全 determines whether you are eligible and originates the loan application.
  • 贷款是1.057% (subject to change) origination fee, which is taken from the loan at the time of each disbursement.
  • Available to Undergraduate students enrolled at least half-time (6 hours).
  • Repayment of principal and interest begins 6 months after you graduate or you are no longer enrolled at least half-time.
  • You have up to 10 years for repayment of this loan.
  • This loan may be consolidated with other Federal education loans.
  • Students borrowing under the Federal Direct 贷款 program for the first time with 赌博娱乐平台网址大全 are required to complete BOTH the Entrance Counseling, and a Master Promissory Note (MPN) online at http://studentaid.政府.
  • Rates will continue to change annually for new loans made on or after July 1 of each year based on Federal legislation.

How to 应用 for a Federal 直接资助贷款

  • 固定利率为5.50%(可能会有变化) 本科生 和7.05%(可能会有变动 研究生阶段的学生 for loans disbursed on or after July 1, 2023.
  • The loan continues to accrue interest while you are enrolled in school as well as during deferment periods.
  • You must apply annually (complete a FAFSA application.)
  • 赌博娱乐平台网址大全 determines whether you are eligible and originates the loan application. 
  • 贷款是1.057% (subject to change) origination fee, which is taken from the loan at the time of each disbursement.
  • Available to Undergraduate and Graduate students, enrolled at least half-time (6 hours for Undergraduate; 3 or more hours for Graduate.)
  • Repayment of principal and interest begins 6 months after you graduate or you are no longer enrolled at least half-time.
  • You have up to 10 years for repayment of this loan.
  • This loan may be consolidated with other Federal education loans.
  • Students borrowing under the Federal Direct Loan program for the first time with 赌博娱乐平台网址大全 are required to complete BOTH Entrance Counseling, and a Master Promissory Note (MPN) online at http://studentaid.政府.
  • Rates will continue to change annually for new loans made on or after July 1 of each year based on Federal legislation.

Independent students who are not eligible for a full subsidized federal loan may borrow their remaining subsidized eligibility under the unsubsidized program.

How to 应用 for a Federal 直接无补贴贷款

父母 of dependent undergraduate students borrow the Parent PLUS Loan to help their children pay for college or career school.  利率固定在8英镑.05%(subject to change) and the borrower must not be in default on a federal loan.  贷款是4.228% (subject to change) origination fee, which is taken from the loan at the time of each disbursement. Creditworthy PLUS loan applicants may borrow any amount up to the total cost of attendance (COA) minus any other financial assistance being received by the student. Repayment of the loan begins sixty days after the loan is fully disbursed; however, parents may defer repayment until six months after their student graduates or is no longer enrolled at least half-time. A parent has up to ten years to repay.

If you are a dependent student whose parents are ineligible for a Direct PLUS Loan, you may be able to receive additional 直接无补贴贷款 funds. 

How to 应用 for a PLUS Loan for 父母

Direct GRAD PLUS loans are available to graduate-level students. Although eligibility is not based on financial need or family income, a credit check is required. 利率固定在8英镑.05% (subject to change) and the borrower must not be in default on a federal loan. 贷款是4.228% (subject to change) origination fee, which is taken from the loan at the time of each disbursement. Creditworthy GRAD PLUS loan applicants may borrow any amount up to the total cost of attendance (COA) minus any other financial assistance being received. Repayment of the loan begins sixty days after the loan is fully disbursed; however, borrowers may defer repayment until six months after they graduate or are no longer enrolled at least half-time. A student has up to ten years to repay.

How to 应用 for a GRAD PLUS Loan

 

Ready to accept your Federal loans?

Complete the following requirements online to accept Federal Direct 贷款 (Subsidized, 未受资助的, 或加):

  • 接受你的贷款资格 自助资助服务 (Subsidized and 未受资助的 loans only).
  • Complete Loan Entrance Counseling (for first-time borrowers to 赌博娱乐平台网址大全)
  • Complete Loan Agreement/Master Promissory Note (for first-time borrowers to 赌博娱乐平台网址大全)

Loan Application Instructions (Federal Direct Subsidized-未受资助的)

Loan Application Instructions (Federal 家长直接PLUS贷款)

机构贷款

The 沃尔顿·帕金斯贷款 is a need-based loan program funded by the University and awarded to students demonstrating significant financial need whose parents’ adjusted gross income is greater than $50,1万美元一年. Both student borrower and a parent cosigner must complete the requisite promissory note online annually with ECSI, a third-party loan servicer used by the University to handle billing and other services related to administration of the Walton Loan Program.  The interest rate is a fixed at 5% and it begins to accrue at the time of repayment, six months after the student is no longer enrolled at least half-time at 赌博娱乐平台网址大全. Students have up to ten years to repay the 沃尔顿·帕金斯贷款 and may defer (i.e. postpone) payments while enrolled in graduate or professional school. Continued eligibility requires completion of the FAFSA, 证明需要, 令人满意的学业进展, and at least full-time enrollment.

大学资助, the 沃尔顿家庭贷款 is available to help meet educational costs for students whose parents' adjusted gross income is $50,000或更多. Funding is limited and eligibility must be confirmed by 学生财务服务. Both the student and a parent cosigner must complete an online promissory note each year to secure the loan funding offered. The interest rate for the 沃尔顿家庭贷款 is fixed at 5%, and payment on the principal is deferred while the student is enrolled at 赌博娱乐平台网址大全. Interest payments, however, must be made monthly. Repayment of the loan principal begins six months after the student leaves 赌博娱乐平台网址大全 or falls below half-time enrollment. Payments are made over a 10-year period. 学生最多可以借4美元,000元/年, not to exceed the cost of attendance minus other financial aid, and up to a maximum of eight semesters of undergraduate study.  An annual credit approval may be required for continued receipt of the 沃尔顿家庭贷款. Continued eligibility requires 令人满意的学业进展 and at least full-time enrollment.

大学资助, the Walton Parent Loan is available to help meet educational costs for students whose parents' adjusted gross income is $50,000或更多. Funding is limited and eligibility must be confirmed by 学生财务服务. The parent borrower must complete an online promissory note each year to secure the loan funding offered. The interest rate for the Walton Parent Loan is fixed at 5%, and payment on the principal is deferred while the student is enrolled at 赌博娱乐平台网址大全. Interest payments, however, must be made monthly. Repayment of the loan principal begins one month after the student leaves 赌博娱乐平台网址大全 or falls below half-time enrollment. Payments are made over a 10-year period. 最多10美元,每年可借1000元, not to exceed the cost of attendance minus other financial aid, and up to a maximum of eight semesters of undergraduate study.  An annual credit approval may be required for continued receipt of the Walton Parent Loan. Continued eligibility requires that students maintain 令人满意的学业进展 and at least full-time enrollment.

For detailed information on how to apply for the Walton Perkins and 沃尔顿家庭贷款s,  view the  Walton Perkins and 沃尔顿家庭贷款 Application Instructions PDF.

私人学生贷款

(Non-Need-Based; confirmation of approval by the lender is required)

私人教育贷款, also known as Alternative Education 贷款, help bridge the gap between the actual cost of your education and the limited amount the 政府ernment allows you to borrow through the Federal loan program*. Private loans are offered by private lenders and there are no federal forms to complete.

The following links are tools to assist students with private lending options. 榆树选择 provides a lender list and the ability to compare and select the loan that best fits your needs. 可信的 allows students to compare personalized loans from multiple lenders and offers customized pre-qualifications for each borrower with a soft credit pull. 榆树选择 and 可信的 are not lenders, and only offer tools for families to make informed private loan decisions. The links provided are a courtesy ; 赌博娱乐平台网址大全 does not endorse any lender. Borrowers may select the lender of their choice

*Federal loans are generally the best options and should be considered first.